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Mortgage Information Contact:

David Jason Phelps

NMLSR ID 448313
Wells Fargo Home Mortgage PMB
 david.j.phelps@wellsfargo.com

 

1945 Washington St Unit #412 - San Francisco, CA
Primary Property Photo
Primary Property Photo

 

$738,888
1
1 Full
1987
653
$738,888
1
1 Full
1987
653
Property Presented by:

Eddie O'Sullivan

Lic.: 01407927
Elevation Real Estate
 eddie@elevationrealestate.com
https://www.elevationrealestate.com
Ask Eddie a Question
Property Presented by:

Hayley Kerstein

Lic.: 02006178
Elevation Real Estate
 hayley@elevationrealestate.com
Property Presented by:
Eddie O'Sullivan
Lic.: 01407927
Elevation Real Estate
 (415) 378-3120 (M)
 eddie@elevationrealestate.com
Property Presented by:
Hayley Kerstein
Lic.: 02006178
Elevation Real Estate
 hayley@elevationrealestate.com
Mortgage Payments | Have a Question?
The payments shown assume an Asking Price of $738,888 with a Down Payment of $147,778 and a Loan Amount of $591,110
  Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan. Rates shown are based on a credit score of 740. We're here to help. Contact a home mortgage consultant to learn more.
   

30-Year Fixed Rate

30-Year Fixed Rate

7/6-Month ARM

7/6-Month ARM

10/6-Month ARM

10/6-Month ARM

30-Year Fixed Rate Dream. Plan. Home.SM mortgage

30-Year Fixed Rate Dream. Plan. Home.SM mortgage

 Loan Amount: $591,110$591,110$591,110$591,110
 Down Payment: $147,778$147,778$147,778$147,778
   Term (Months): 360360360360
   Interest Rate: 6.875%6.375%6.500%6.250%
   APR: 7.053%7.005%6.980%6.409%
   Points: 10.87510.875
   Closing Costs:
   (Includes est. prepaid expenses) 		$14,331$20,242$20,242$13,592
Total Monthly Payment*:
   consisting of: 		$5,456$5,261$5,309$5,213
   Property Taxes: $800$800$800$800
   Homeowners Insurance: $67$67$67$67
   HOA/Dues/Fees: $706$706$706$706
   PMI: $0$0$0$0
   Principal & Interest: $3,883$3,688$3,736$3,640
Projected Payments Detail: 7/6-Month ARM: $3,688 at 6.375% in Years 1-7, and $3,935 at 7.125% in Years 8-30 (APR: 7.005%) 10/6-Month ARM: $3,736 at 6.500% in Years 1-10, and $3,923 at 7.125% in Years 11-30 (APR: 6.980%) 
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.
TRID Info Icon Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. See page two for more disclosures.

David Jason Phelps

NMLSR ID 448313
Private Mortgage Banker
Wells Fargo Home Mortgage PMB
 david.j.phelps@wellsfargo.com
website
Ask David Jason a Question
Rates, terms, and fees as of 7/12/2025 06:39 PM Eastern Daylight Time and subject to change without notice.

General Disclosures

  • For the 30-Year Fixed Rate product, you may also prequalify for the Dream. Plan. Home. program based on your income and the county in which the property securing the mortgage is located. If your property is in a different county, eligibility for the Dream. Plan. Home. program may change. Final eligibility for this program will be confirmed during the application process.
  • We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. Learn more about your rate lock options and costs.
  • Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
  • The amounts provided above for Estimated Total Closing Costs, taxes and insurance are estimations based on the state selected. This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary, and may include city, county or other additional fees and costs.
  • Assumes 21 days per diem interest.
  • The loan options shown in your results are based on information you have provided, and are displayed as a convenience for comparison purposes. In many cases, additional products, programs and loan features may be available. Contact us to find out about other options that may be available to you.
  • There may be tax advantages to paying discount points on a purchase of a home. (Consult your tax advisor for information regarding deductibility of points).
  • The annual percentage rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
  • Proof of insurance is required prior to closing. At closing, we may require you to deposit tax, insurance and other applicable escrow reserves with us. These reserves may vary from the estimates provided and may include a cushion for future payments. In addition, if the real estate taxes on the property are due within 60 days after your closing date, the taxes due must be paid at closing.
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Adjustable Rate Mortgages (ARMs)

  • Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure.
  • For conforming and jumbo ARM interest rates, your new mortgage rate at adjustment will be based on an industry-determined index rate added to a Wells Fargo margin. You'll receive specific index and margin information during the application process.

Digital Home Financing Flyer for: 1945 Washington St Unit #412- San Francisco, CA - San Francisco (075): mortgageoptions.wf.com/04b18f3d7

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